Bitypay
Guide

What is USDC, and why use it for a card?

USDC is a stablecoin — a cryptocurrency pegged 1:1 to the US dollar and backed by reserves. Because its value is stable, it is ideal for spending: a USDC card gives you the benefits of crypto (self-custody, on-chain, low fees) without the volatility of coins like Bitcoin.

Why a stablecoin for spending

Spending a volatile coin is risky — its value can move between loading and paying. USDC stays pegged to the dollar, so your purchasing power is predictable. That is why a stablecoin card is the practical way to spend crypto day to day.

USDC on Base and Arbitrum

USDC runs on many networks. On Layer-2s like Base and Arbitrum, transfers cost cents and settle in seconds — perfect for funding a card with 0% deposit fees.

Frequently asked questions

Is USDC the same as dollars?

USDC is a digital token pegged 1:1 to the US dollar and backed by reserves. It is not legal tender, but it tracks the dollar closely.

Can I spend USDC with a card?

Yes — a USDC card lets you spend USDC anywhere Visa is accepted, settling purchases against your stablecoin balance.

Get your Bitypay card

Sign up in minutes, verify your identity, and start spending your USDC anywhere Visa is accepted.