The stablecoin card — spend USDC anywhere Visa is accepted
Bitypay is a stablecoin card (also called a USDC card): a Visa card backed by the USDC stablecoin you hold as collateral in a wallet only you control. Spend your stablecoins like everyday cash across 150M+ merchants worldwide — online, in-store and at ATMs — with 0% deposit fees. Your USDC stays in self-custody; Bitypay never holds your funds or your keys.
What is a stablecoin card?
A stablecoin card lets you spend a stablecoin — a crypto token pegged 1:1 to a fiat currency, like USDC to the US dollar — on the traditional payment rails. With Bitypay, your USDC backs a Visa card, so a purchase at any Visa merchant is settled against your stablecoin collateral. No manual conversion, no lock-up, and no bank account required.
Why a USDC card instead of converting to a bank
- ✓Keep your money in USDC — a fully-reserved US-dollar stablecoin — instead of parking it in a bank
- ✓Self-custody: your USDC stays in a non-custodial wallet you control, auditable on-chain at any time
- ✓0% deposit fees — you only pay the network gas to move USDC (cents on Base and Arbitrum)
- ✓Spend instantly wherever Visa is accepted, including Apple Pay and Google Pay
- ✓No conversion friction — the card draws on your stablecoin collateral automatically
How it works
- ✓Sign up with email and a passkey, and verify your identity (KYC) in about 3 minutes
- ✓Send USDC to your card from any wallet on Base or Arbitrum — 0% deposit fees
- ✓Spend anywhere Visa is accepted; freeze the card with one tap and set your own limits
Frequently asked questions
What is a stablecoin card?
A stablecoin card is a payment card backed by a stablecoin such as USDC. Bitypay settles your Visa purchases against the USDC you hold as collateral, so you spend dollars-pegged crypto anywhere Visa is accepted.
Which stablecoins does it support?
Today Bitypay is backed by USDC, a fully-reserved US-dollar stablecoin, on the Base and Arbitrum networks. Other stablecoins may be added based on demand.
Is a stablecoin card self-custody?
Yes. Your USDC stays in a non-custodial wallet that only you control. Bitypay never holds your funds or your recovery phrase, and your balance is auditable on-chain.
Are there fees to load the card?
Bitypay charges 0% deposit fees. You only pay the blockchain network gas to move your USDC, which is a few cents on Base and Arbitrum. Other fees (FX, ATM) are disclosed in the fee schedule.
Where can I use it?
Anywhere Visa is accepted — over 150 million merchant locations worldwide, online and in-store, plus ATM withdrawals, with Apple Pay and Google Pay support.
Get your Bitypay card
Sign up in minutes, verify your identity, and start spending your USDC anywhere Visa is accepted.